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Rates & Fees

As a member, you can expect outstanding service plus great rates when it comes to repaying your mortgages or other loans.

Loan Rates

Rocket Federal Credit Union offers a wide variety of loans at affordable rates. Are you looking for your first car, a new car or pickup, a motor home or an RV? How about refinancing your existing auto loan? Check out our rates.

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New Auto
Up to
72
Months
From
6.5%
Used Auto
Up to
60
Months
From
7.75%
Unsecured
Up to
36
Months
From
12.2%
Secured
Up to
120
Months
From
2%*
Motorcycle
Up to
72
Months
From
8%

*over secured funds dividend rate

Share Certificate & IRA Certificates

Want to earn a higher interest rate or looking to save money for retirement? Check out what we can do for you.

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Fee Schedule

Below is a list of services you may use along with the associated fees at Rocket FCU.

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Share Draft Accounts

Share Account Services Fee
$5.00 per withdrawal if more than five (5) withdrawals per month.
Administration Fee
$4.00 per month
NSF Cleared Fee
One (1) free per month, $10.00 per item thereafter
NSF Returned Item Fee
$28.00 per item
Stop Payment Fee
$28.00 per request
Share Draft Printing Fee
Pricing may vary depending upon style
Debit Card Replacement Fee
$10.00 per card
Debit Card Overdraft Fee
$28.00 per occurrence
ATM Cash Withdrawal Fee
$1.00 plus what machine charges
Account Reconciliation Fee
$10.00 per hour
Statement Copy Fee
$2.00 per copy
Wire Transfer Fee
$15.00 per outgoing transfer
Money Order Fee
$1.00 per transaction
Account Research Fee
$10.00 per hour
Check Copy Fee
$3.00 per copy
Fax Fee
$1.00 per page
Credit Union Check to Third Party
$2.00 each
Share Reopen Fee
$5.00
Early Closing Fee
$5.00 if share account closes 60 days from opening/reopening
Return Mail Fee
$5.00 per occurrence
Non-Member Notary Fee
$5.00 per seal
Small (3×5)
$10.00
Large (3×10)
$20.00
Change of Lock Fee
Cost of Service
Drilling of Box Fee
Cost of Service
Key Deposit Fee
$20.00 for both box sizes

All share certificates (CDs) are federally insured by NCUA up to $250,000
$50,000.00 minimum required Credit Score and by current special offers.

Effective May 20, 2020
‍
All rates are subject to change.
Please call RFCU for current rates or questions.

Give back to your community.

Becoming a member at Rocket FCU not only benefits you, but also benefits your community. When you bank with us, you provide an opportunity to invest in the development of local businesses that you know and love.

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Office Hours

Monday - Thursday 9:00am – 4:30pm
Friday 9:00am – 5:00pm

Drive Thru

Monday - Thursday 9:00am – 5:00pm
Friday 9:00am – 6:00pm

Contact Us

905 West McGregor Drive
P.O. Box 235
McGregor, TX 76657

P: (254) 840-2873
F: (254) 840-3412

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