Your Next Loan

Rocket Federal Credit Union offers a wide variety of loans at affordable rates. Are you looking for your first car, a new car or pickup, a motor home or RV? How about refinancing of your existing auto loan?

 

You can expect all of our lending services to come with the prompt and friendly service you deserve as a member of RFCU. We believe our combination of outstanding service, great rates and convenience can’t be beat!!

Apply for a LoanApply for a Mortgage

New and Used Autos

In order to obtain pre-approval, please submit an application along with proof of recent income and the estimated amount you would like to borrow. You will get an answer within 24 hours.

Check out our great rates. Please feel free to call if you have any questions.

Personal Loans

RFCU offers loans up to a maximum of $2500.00 on your signature only. Maximum terms up to 36 months so payments can be made to fit your individual needs. Loans can be used for any purpose such as bill consolidation or vacation. Ask about our competitive rates or check the rate section on our web page.

Share Secured Loans

No need for “proof of Income ” or waiting to see if your loan is approved. You are guaranteed approval. The loan is secured by the funds you have in your savings account. It can be used for any purpose but at a reduced interest rate. You can stretch your payments over a 10-year term. A hold will be place on your shares for the amount of your loan. Your account still earns dividends so your savings continues to grow. As you pay back the loan and reduce the balance the account funds are released so you can use them as needed. Ask us for the current rate or simply check the rate section on our web page.

Mortgages

RFCU does offer first mortgage loans at competitive rates when funds are available. Please contact the Credit Union for more details, or visit our Mortgage Center to apply for a mortgage online.

Explore our rates!

AUTO LOANS
New Auto Up to 72 mo. 3.25% – 13.99%
New Auto Up to 60 mo. 4.25% – 15.99%
UNSECURED LOANS Term Rate
Signature-Unsecured Up to 36 mo. 8.95%-17.95%
SECURED LOANS Term Rate
Shares Up to 120 mo. 3% over last quarter annual dividend rate
MOTORCYCLES Term Rate
New & Used Up to 72 mo. 4.75% – 11.00%
MASTERCARD
Revolving 10.50% No Annual Fee
Up to 240 mo. Contact the Credit Union
Share Certificate & IRA Certificate (CD) Interest Rates ($1,000.00-$9,999.99)* APR % APY %
12 Months .50% .5011%
18 Months .60% .6017%
24 Months .80% .8031%
Current Share Rate (Declared Quarterly) .25% .2502%
* All share certificates (CDs) are federally insured by NCUA up to $250,000
* Effective January 1, 2020
Share Certificate & IRA Certificate (CD) Interest Rates ($10,000.00-$49,999.99)* APR % APY %
12 Months 1.00% 1.004%
18 Months 1.30% 1.308%
24 Months 1.50% 1.511%
Current Share Rate (Declared Quarterly) .25% .2502%
* All share certificates (CDs) are federally insured by NCUA up to $250,000
* Effective January 1, 2020
Share Certificate & IRA Certificate (CD) Interest Rates ($50,000.00+)* APR % APY %
12 Months 1.75% 1.764%
18 Months 1.85% 1.866%
24 Months 1.95% 1.968%
Current Share Rate (Declared Quarterly) .25% .2502%
* All share certificates (CDs) are federally insured by NCUA up to $250,000
* Effective January 1, 2020
*APY is the Annual Percentage Yield. Lowest APR is determined by members
Credit Score and by current special offers.
All rates are subject to change.
Please call RFCU for current rates or questions.

Apply for Membership Today!

Contact Us