AUTO LOANS
New Auto Up to 72 mo. 3.25% – 13.99%
New Auto Up to 60 mo. 4.25% – 15.99%
UNSECURED LOANS Term Rate
Signature-Unsecured Up to 36 mo. 8.95%-17.95%
SECURED LOANS Term Rate
Shares Up to 120 mo. 3% over last quarter annual dividend rate
MOTORCYCLES Term Rate
New & Used Up to 72 mo. 4.75% – 11.00%
MASTERCARD
Revolving 10.50% No Annual Fee
Up to 240 mo. Contact the Credit Union
Share Certificate & IRA Certificate (CD) Interest Rates ($1,000.00-$9,999.99)* APR % APY %
12 Months .50% .5011%
18 Months .60% .6017%
24 Months .80% .8031%
Current Share Rate (Declared Quarterly) .25% .2502%
* All share certificates (CDs) are federally insured by NCUA up to $250,000
* Effective January 1, 2020
Share Certificate & IRA Certificate (CD) Interest Rates ($10,000.00-$49,999.99)* APR % APY %
12 Months 1.00% 1.004%
18 Months 1.30% 1.308%
24 Months 1.50% 1.511%
Current Share Rate (Declared Quarterly) .25% .2502%
* All share certificates (CDs) are federally insured by NCUA up to $250,000
* Effective January 1, 2020
Share Certificate & IRA Certificate (CD) Interest Rates ($50,000.00+)* APR % APY %
12 Months 1.75% 1.764%
18 Months 1.85% 1.866%
24 Months 1.95% 1.968%
Current Share Rate (Declared Quarterly) .25% .2502%
* All share certificates (CDs) are federally insured by NCUA up to $250,000
* Effective January 1, 2020
*APY is the Annual Percentage Yield. Lowest APR is determined by members
Credit Score and by current special offers.
All rates are subject to change.
Please call RFCU for current rates or questions.

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